Terms and Conditions

Welcome to Jhota Bussiness. These Terms and Conditions set out the terms and conditions by which Jhota Universe and its affiliates and subsidiaries (individually and collectively, “Jhota Bussiness”, “we”, “us” or “our”) offer:

(a) our Course, specializations, degrees, certificates, (“Courses”);

(b) the underlying Courses client software and the Jhota Universe PC and mobile platform client software (“Software”);

(c) this website, including the Jhota Bussiness Shop (“Site”); and

(d) any other apps, websites, games, animations, Art or services that link to this Terms and Conditions, regardless of how you access or use them, including through mobile devices,

(collectively, the “Services”).

This Terms and Conditions is regularly reviewed to make sure that we continue to serve your privacy interests and we reserve the right to update it as we deem necessary.

Please review this Terms and Conditions carefully. It should be read alongside the Jhota Bussiness Terms and Conditions. Unless otherwise defined, terms used have the same meaning as in the Terms.

If you have any questions, comments, or complaints about this Terms and Conditions please contact us at the details set out below.

The use of this website is subject to the following terms of use:

1. The content of the pages of this website is for your general information and use only. It is subject to change without notice.

2. Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

3. Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

4. This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these Terms and Conditions.

5. All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.

6. Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.

7. From time to time, this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

8. Your use of this website and any dispute arising out of such use of the website is subject to the laws of Brazil.

Payment Terms

1. Payment for courses must be made in full before access is granted.

2. All prices are in Brazilian Real or US Dollar and are subject to change without notice.

3. We reserve the right to refuse access to courses if payment is not received.

4. Refunds will be granted within 07 days (seven days) of purchase if the course has not been accessed or completed. After this period, no refunds will be given.

5. Payment processing is handled by a third party and is subject to their terms and conditions.

Cancellation and Refund Policy

1. Cancellations must be requested within 07 days of purchase for a full refund.

2. No refunds will be given for courses that have more than 07 days of purchase or completed.

Contact us

If you have any question, please contact us: support@jhotabussiness.com.

Cookies:

The website uses cookies to help personalize your online experience. By accessing jhotabussiness.com, you agreed to use the required cookies.

A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

We may use cookies to collect, store, and track information for statistical or marketing purposes to operate our website. You have the ability to accept or decline optional Cookies. There are some required Cookies that are necessary for the operation of our website. These cookies do not require your consent as they always work. Please keep in mind that by accepting required Cookies, you also accept third-party Cookies, which might be used via third-party provided services if you use such services on our website, for example, a video display window provided by third parties and integrated into our website.

License:

Unless otherwise stated, Jhota Bussiness and/or its licensors own the intellectual property rights for all material on jhotabussiness.com. All intellectual property rights are reserved. You may access this from Jhota Busssiness for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

• Copy or republish material from www.jhotabussiness.com
• Sell, rent, or sub-license material from www.jhotabussiness.com
• Reproduce, duplicate or copy material from www.jhotabussiness.com
• Redistribute content from www.jhotabussiness.com

This Agreement shall begin on the date hereof.

Parts of this website offer users an opportunity to post and exchange opinions and information in certain areas of the website. Jhota Bussiness does not filter, edit, publish or review Comments before their presence on the website. Comments do not reflect the views and opinions of Jhota Bussiness, its agents, and/or affiliates. Comments reflect the views and opinions of the person who posts their views and opinions. To the extent permitted by applicable laws, Jhota Bussiness shall not be liable for the Comments or any liability, damages, or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

Jhota Bussiness reserves the right to monitor all Comments and remove any Comments that can be considered inappropriate, offensive, or causes breach of these Terms and Conditions.

You warrant and represent that:

• You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
• The Comments do not invade any intellectual property right, including without limitation copyright, patent, or trademark of any third party;
• The Comments do not contain any defamatory, libelous, offensive, indecent, or otherwise unlawful material, which is an invasion of privacy.
• The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant Jhota Bussiness a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats, or media.

Hyperlinking to our Content:

The following organizations may link to our Website without prior written approval:

• Government agencies;
• Search engines;
• News organizations;
• Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
• System-wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications, or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve other link requests from the following types of organizations:

• Commonly-known consumer and/or business information sources;
• Dot.com community sites;
• Associations or other groups representing charities;
• Online directory distributors;
• Internet portals;
• Accounting, law, and consulting firms; and
• Educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavourably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Jhota Bussiness; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to Jhota Bussiness. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

• By use of our corporate name; or
• By use of the uniform resource locator being linked to; or
• Using any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of Intelligencce’s logo or other artwork will be allowed for linking absent a trademark license agreement.

Content Liability:

We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are raised on your Website. No link(s) should appear on any Website that may be interpreted as libellous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Reservation of Rights:

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website:

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us at any moment. We will consider requests to remove links, but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct. We do not warrant its completeness or accuracy, nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Disclaimer:

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

• Limit or exclude our or your liability for death or personal injury;
• Limit or exclude our or your liability for fraud or fraudulent misrepresentation;
• Limit any of our or your liabilities in any way that is not permitted under applicable law; or
• Exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort, and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

GENERAL PROVISIONS

 1. Jhota Bussiness reserves all rights not expressly granted herein. 

2. Jhota Bussiness may modify these Terms and Conditions at any time by posting the revised Terms and Conditions on the Site. Your continued access to or use of the Services after such changes have been posted shall constitute your acceptance of such revised Terms and Conditions. 

3. You may not assign, sublicense or transfer any rights granted to you hereunder or subcontract any of your obligations.

4. Nothing in these Terms and Conditions shall constitute a partnership, joint venture or principal-agent relationship between you and Jhota Bussiness, nor does it authorise you to incur any costs or liabilities on Jhota Bussiness’s behalf.

5. The failure of Jhota Bussiness at any time or times to require performance of any provision hereof shall in no manner affect its right at a later time to enforce the same unless the same is waived in writing.

6. These Terms of Service are solely for your and our benefit and are not for the benefit of any other person or entity, except for Jhota Bussiness’s affiliates and subsidiaries (and each of Jhota Bussiness’s and its affiliates’ and subsidiaries’ respective successors and assigns).

7. The terms set forth in these Terms and Conditions and any agreements and policies included or referred to in these Terms and Conditions constitute the entire agreement and understanding of the parties with respect to the Services and supersede any previous agreement or understanding between the parties in relation to such subject matter. The parties also hereby exclude all implied terms in fact. In entering into the agreement formed by these Terms and Conditions, the parties have not relied on any statement, representation, warranty, understanding, undertaking, promise or assurance of any person other than as expressly set out in these Terms and Conditions. Each party irrevocably and unconditionally waives all claims, rights and remedies which but for this Clause might otherwise have had in relation to any of the foregoing. These Terms and Conditions may not be contradicted, explained or supplemented by evidence of any prior agreement, any contemporaneous oral agreement or any consistent additional terms.

8. You agree to comply with all applicable laws, statutes, regulations and codes relating to anti-bribery and corruption including without limitation the UK Bribery Act, the US Foreign Corrupt Practices Act, the Brazilian Anti-Corruption Law and the Singapore Prevention of Corruption Act and confirm that you have and shall have in place all policies and procedures needed to ensure compliance with such requirements.

9.Any matters not expressly addressed or referenced in these Terms and Conditions shall be determined at the sole discretion of JhotaBussiness.com

 10. By accessing or using this website, you agree to these Terms and Conditions. If you do not agree to these Terms and Conditions, please do not use this website.

Contact us

If you have any questions or concerns about these Terms and Conditions or any issues raised in these Terms and Conditions, please contacts : jhotabussiness@gmail.com.

Last modified: 04 August 2025